How MetLife Makes Dentistry More Affordable
Do you have MetLife dental insurance? Whether you purchased your policy on your own or have it through your employer, you should certainly use it to the fullest. It is a precious resource that can protect your smile against decay and gum disease, as well as help you out financially if you ever need restorative care. But just how can you reap the greatest value from your policy? Our team is proud to be in-network with MetLife dental insurance. We are experts are helping our patients maximize their benefits.
MetLife Coverage
Availability & Fees
MetLife has numerous types of insurance plans. PPO plans and DHMO plans are the most common. While a DHMO plan requires that you visit a specific dentist, a PPO policy gives you the freedom to visit any dentist and still use your benefits. Here is a basic overview of how PPO coverage usually works:
Preventive care (cleanings, X-rays, etc.): 80% - 100% covered
Minor restorative care (fillings, simple extractions, etc.): 70% - 80% covered
Major services (crowns and other extensive treatments): 50% covered
Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.
Also, keep in mind that you may enjoy greater coverage rates at an in-network MetLife dentist in Plano than at out of network practices. We even have a contract with MetLife that helps both MetLife and our patients save money. Additionally, since we are used to working with MetLife, we are in the best position to help you understand your policy and use it to your greatest advantage.
For example, we may be able to schedule your treatments in a way that helps you fully utilize your annual maximum (the highest dollar amount your policy will pay out for approved treatments within a year). We often do so by scheduling major services across multiple appointments between calendar years. This strategy enables patients who need extensive treatment to use two annual maximums rather than just one.
Meet Our Dental Insurance Coordinator
Our entire team wants to help you get as much out of your dental insurance in Plano as possible. However, our dental insurance coordinators are the ones that take the lead. You will see these talented individuals working at our front desk. They are experienced in verifying insurance coverage, filing claims, and helping patients understand how their coverage applies to various services. If you would like their help to maximize your MetLife dental benefits, contact Vitality Dental - Dentist Plano today.
